Multi-Family / Apartment Loans

We serve a wide spectrum of the multi-family market, including conventional, rent-restricted, cooperatives, senior, student housing, and manufactured housing communities. We source funds for small and large loans, and structured transactions such as credit facilities and seasoned loan pools.

 

Property Types:

  • Garden / Low Rise Apartments
  • Mid-Rise Apartments Buildings
  • Hi-Rise / Multi-Family Complexes
  • Government Subsidized Housing
  • Apartments over Retail
  • Manufactured Housing
  • Senior Housing
  • Student Housing

Loan-to-Value:

  • Up-to 90% for Purchase
  • Up-to 90% for New Construction
  • Up-to 90% for Refinance
  • Up-to 75% for Cash-Out refinance

Special Situations:

  • Foreclosure Avoidance

 

Loan Options:

  • Term:
    10, 15, 25, 30, & 40 Years
  • Fixed Rate:
    3, 5, 7, 10, 15, 20, 30, 35 and 40 years
  • Adjustable Rates:
    3, 5, 7 or 10 year term adjusted to float or re-fixed
    Floating Rates & Interest Only
  • Forward Rate Commitments:
    For Construction or Rehab Projects
    & Large Loans 5+ Million
  • Amortization:
    15, 20, 25, 30, and 40 years
  • Personal Guarantee:
    Non-Recourse, Recourse & Recourse Drop-Off
  • Rate Lock:
    30-60-90 day rate locks available during loan processing
  • Other Features:
    Assumable Loans
    Secondary Financing (subject to MAX CLTV)