Commercial Loans

Commercial properties are complex and encompass as much as 30 different asset classes. To compound the complexity, each commercial asset class is underwritten differently. Understanding a lender’s underwriting is key in sourcing a commercial mortgage loan. And each lender often underwrites the same asset class or even the exact same property differently. Allow us to package your loan request and present it to each lender in a manner they understand. Our process saves time and money.

 

Properties Types:

  • General Office Building
  • Medical Office (Multi-Tenant)
  • Business Office Park
  • Office-Warehouse
  • Warehouse
  • Retail Strip Center
  • Retail Center / Mall
  • Flex Space Office / Warehouse
  • Industrial Park
  • Manufacturing
  • Truck Terminal/Hub/Transit
  • Distribution Warehouse
  • Refrigerated/Cold Storage

Loan-to-Value:

  • Up-to 75% for Purchase
  • Up-to 90% for New Construction
  • Up-to 75% for Refinance
  • Up-to 70% for Cash-Out refinance

 

Loan Options:

  • Term:
    10, 15, 25  Years
  • Fixed Rate:
    3, 5, 7, 10, 15 Years
  • Adjustable Rates:
    3, 5, 7 or 10 year term adjusted to float or re-fixed;
    Floating Rates & Interest Only
  • Forward Rate Commitments:
    For Construction or Rehab Projects &
    Large Loans 5+ Million
  • Amortization:
    15, 20, 25 Years
  • Personal Guarantee:
    Non-Recourse, Recourse &
    Recourse Drop-Off
  • Rate Lock:
    Rate locks available case-by-case
    during loan processing
  • Other Features:
    Assumable Loans
    Secondary Financing (subject to MAX CLTV)